Research also finds mortgage interest rates and their underlying components to be important determinants of mortgage financing choices. In this paper we extend the earlier research and show that house price appreciation can have important interactive effects with those other determinants of mortgage financing choices. The analysis focuses on the period from to , an episode marked by rapid house price appreciation along with a persistent and notable increase in the use of adjustable-rate mortgage financing, including alternative mortgage products. We find that higher house price appreciation dampened the estimated sensitivity of take-up rates among mortgage financing options to the underlying mortgage pricing components. The results, which are especially robust for fixed-rate and adjustable-rate mortgages that are fully amortized, were not driven solely by observations in markets with especially high rates of house price appreciation. Moreover, after taking into account the interactive effects with mortgage pricing components, house price appreciation is estimated to have had relatively little additional effect on take-up rates among mortgage financing options.
15 of American adults use online dating sites or mobile apps
By Aaron Smith and Monica Anderson Digital technology and smartphones in particular have transformed many aspects of our society, including how people seek out and establish romantic relationships. Here are five facts about online dating: When we first studied online dating habits in , most Americans had little exposure to online dating or to the people who used it, and they tended to view it as a subpar way of meeting people.
Today, nearly half of the public knows someone who uses online dating or who has met a spouse or partner via online dating — and attitudes toward online dating have grown progressively more positive. Online dating use among to year-olds has also risen substantially since the last Pew Research Center survey on the topic.
15% of all American adults used online dating sites or mobile dating apps in 80% of Americans who have used online dating agree that online dating is a good way to meet people. 61% of adults who have tried online dating agree that it is easier and more efficient than other ways of meeting people.
History[ edit ] The Greek botanist Theophrastus ca. In , the German-American Jacob Kuechler — used crossdating to examine oaks Quercus stellata in order to study the record of climate in western Texas. Kapteyn — was using crossdating to reconstruct the climates of the Netherlands and Germany. Douglass sought to better understand cycles of sunspot activity and reasoned that changes in solar activity would affect climate patterns on earth, which would subsequently be recorded by tree-ring growth patterns i.
Wood Diagram of secondary growth in a tree showing idealised vertical and horizontal sections. A new layer of wood is added in each growing season, thickening the stem, existing branches and roots, to form a growth ring. Horizontal cross sections cut through the trunk of a tree can reveal growth rings, also referred to as tree rings or annual rings. Growth rings result from new growth in the vascular cambium , a layer of cells near the bark that botanists classify as a lateral meristem ; this growth in diameter is known as secondary growth.
Visible rings result from the change in growth speed through the seasons of the year; thus, critical for the title method, one ring generally marks the passage of one year in the life of the tree. Removal of the bark of the tree in a particular area may cause deformation of the rings as the plant overgrows the scar. The rings are more visible in trees which have grown in temperate zones , where the seasons differ more markedly.
With an explosion of new websites and apps, the dating services industry has performed very well in the past five years and is continuing to grow as today’s singles turn to the Internet for help finding love. Read on to discover insights into the market for dating services and what the future holds for this industry. The dating services industry includes several different segments.
Below is a list of online dating stocks and analyst estimates for their next quarterly earnings and revenue. Click on the interactive chart to view data over time. 1.
Immediate access to this article To see the full article, log in or purchase access. She is a graduate of the Medical College of Pennsylvania, Philadelphia. He completed a residency in obstetrics and gynecology and a fellowship in maternal—fetal medicine at the University of Iowa Hospitals and Clinics. Address correspondence to David Peleg, M.
Reprints are not available from the authors. The amni-otic fluid index in normal human pregnancy. Am J Obstet Gynecol ; Bernstein I, Gabbe SG. Increased risk to the growth retarded fetus. Year Book Medical Publishers, Causes of intrauterine growth restriction. Creasy RK, Resnik R.
Competing in the Huge Digital Economies of China and India
By Emily Bary Tinder remained strong, adding , subscribers on a sequential basis Tinder continued to be a powerful growth engine for parent company Match Group Inc. Match MTCH once again beat top- and bottom-line estimates thanks to strong subscriber growth at Tinder, though the company forecast fourth-quarter financials below expectations.
Adjusted earnings per share came in at 39 cents, topping analysts’ estimates of 35 cents.
Online daters now spend more time on dating apps than they do on the sites themselves. And by , more than 80 percent of the population will own a smartphone up from 46 percent in
Under-five mortality rates have also decreased from deaths per 1, live births in , 83 deaths in to 54 deaths per 1, in Infant mortality, for example, is twice as high among children whose mothers have no schooling compared to those with secondary or higher education 72 versus The association with wealth is even stronger. There are 77 deaths per 1, live births among infants from the poorest households compared to only 23 deaths per 1, live births among infants from the richest households.
Mortality rates are much higher in rural than urban areas. Infant mortality, for example, is 64 deaths per 1, live births in rural areas compared to only 22 in urban areas.
This is the strongest quarterly growth rate recorded since the first quarter The impact of Amazon’s arrival is also being felt as industrial property landlords seek out new developments to accommodate the expected high demand. Goodman Group, Dexus Property, Stockland and GPT Group are some of the largest industrial property owners, nationally, and are all offering up properties to the online giant.
Online dating use among to year-olds has also risen substantially since the last Pew Research Center survey on the topic. Today, 12% of to year-olds report ever using an online dating site or mobile dating app versus only 6% in One factor behind the substantial growth among younger adults is their use of mobile dating apps.
Despite some skepticism of reporting methods by various agencies, declines in child physical and sexual abuse since the s, as reported to National Child Abuse and Neglect Data System NCANDS , reflect a true decline in prevalence. Victims of Sexual Abuse back to top Adults About 20 million out of million women This is not consistent with research; disclosures often unfold gradually and may be presented in a series of hints.
As a result, a child may not receive the help needed. As such, they often delay disclosure until adulthood. Some men even feel societal pressure to be proud of early sexual activity, regardless of whether it was unwanted. Of all other family members, mothers are most likely to be told. Few disclose abuse to authorities or professionals.
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Growth rate of the online dating market volume in China Premium Industry-specific and extensively researched technical data (partially from exclusive partnerships).
Ease of purchase is key. Also, think about credit. PayPal Credit was previously expensive for the retailer. Brands Growing Sales with Amazon Pay: People love Amazon Pay. They really really love it. Optimize your forms, create mobile-first designs, load pages quickly. Understand how your customers use mobile and optimize. On mobile, what would you do?
Of Love And Money: The Rise Of The Online Dating Industry
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The landscape of technology is constantly changing, which means so are many aspects of our lives. This is especially true for online dating. Before dating sites came along in the mids, most people were meeting their partners through friends, work, or classified ads in the newspaper.
By Lauren Indvik By that time, ecommerce is expected to account for a full tenth of all retail sales in the U. What’s driving the growth? Forrester cites two factors. The first is proliferating use of smartphones and tablets, which are boosting the amount of time consumers spend online. More than half of U. Tablet owners are also spending their leisure moments weekends, evening prime-time hours shopping online.
The second factor contributing to growth is traditional retailers’ increased investments in their online sales divisions.
How online dating became a $2 billion industry
They both come from Jewish-Iranian families. Rad has stated that the impetus for the app was his observation that “no matter who you are, you feel more comfortable approaching somebody if you know they want you to approach them. Rad has also stated that Tinder filled a gap for social sites for meeting strangers, rather than connecting with people a user already knows.
Get expert industry market research on Dating Services in the US. Industry market research reports, statistics, data, trends, forecasts and information. Save time, save money, generate more revenue, mitigate risk and make faster and better business decisions.
Yet, this apparently obvious assertion is challenged by the intrusion of science into matters of love, including the application of scientific analysis to modern forms of courtship. An increasing number of dating services boast about their use of biological research and genetic testing to better match prospective partners. Yet, while research continues to disentangle the complex factors that make humans fall in love, the application of this research remains dubious.
Long working hours, increasing mobility and the dissolution of traditional modes of socialization mean that people use chat rooms and professional dating services to find partners. Despite the current economic downturn, the online dating industry continues to flourish. Large metropolitan cities boast the highest number of active online dating accounts, with New York totalling a greater number of subscriptions on Match.
Most dating services match subscribers based on metrics that include education and professional background, personal interests, hobbies, values, relationship skills and life goals. These websites use a range of personality tests and psychological assessments to build lists of traits that individuals seek in an ideal partner.